Money Moves: From First Paycheck to First Million: Smart Habits for Teens & Young Adults Who Want to Win With Money

Your first paycheck is more than just money — it’s your first step toward freedom, choices, and a future you control.
Money Moves: From First Paycheck to First Million is the ultimate beginner’s guide for teens and young adults who want to build smart money habits — without getting bored or overwhelmed.
Told through the story of Jordan, a young adult navigating their first job and financial decisions, this book makes personal finance fun, relatable, and immediately useful.
Whether you're saving for your first car, planning to move out, or dreaming of financial independence, this book shows you how to start strong and stay ahead.
Inside you’ll learn:

• The 10/20/70 formula to budget with confidence
• How to spend guilt-free and still save for big goals
• What accounts to open (TFSA, RRSP, high-interest savings)
• Why insurance is your financial armor — and how to get it
• How to save for your first car or home — even with a small income
• The basics of FIRE (Financial Independence, Retire Early)
• How to build wealth, not just survive

No fluff. No lectures. Just real talk, real stories, and real strategies to help you win with money — starting now.
Why I Wrote This Book
I didn’t grow up with a financial game plan. I made my first money choices based on emotion, peer pressure, and a lot of trial and error.
It wasn’t until a midlife financial crisis — overwhelmed by debt, stress, and regret — that I realized how different things could’ve been… if only I’d learned a few key money principles earlier.
This book is personal. It’s the guide I wish someone had handed me when I was 16. It’s what I’m teaching my own kids. And it’s my hope that it becomes a life-changing tool for you, too.
Because winning with money isn’t just about being rich — it’s about having the freedom to choose the life you want.