Banking on Inclusion: Overcoming Financial Exclusion in Africa through FinTech Innovations
English | 2025 | ISBN: 3031967151 | 391 Pages | PDF EPUB (True) | 9 MB
English | 2025 | ISBN: 3031967151 | 391 Pages | PDF EPUB (True) | 9 MB
This book offers a comprehensive analysis of how financial technology (FinTech) innovations are reshaping the financial landscape in Africa, addressing the critical issue of financial exclusion. It provides a focused examination of how digital solutions such as mobile money, digital banking, blockchain, and peer-to-peer lending are overcoming the longstanding barriers that have hindered access to formal financial services across the continent. These barriers include limited banking infrastructure, high transaction costs, and low financial literacy, all of which disproportionately affect underserved populations in both rural and urban areas.