Insurance Economics brings together the economic analysis of decision making under risk, risk management and demand for insurance by individuals and corporations, objectives pursued and management tools used by insurance companies, the regulation of insurance, and the division of labor between private and social insurance. Appropriete both for advanced undergraduate and graduate students of economics, management, and finance, this text provides the background required to understand current research. Predictions derived from theoretical argument are not only stated but confronted with empirical evidence. Throughout the book, conclusions summarize results, helping readers to check their knowledge and understanding. Issues discussed include paradoxa in decision making under risk, selection of favorable risks by insurers, the possibility of a "death spiral" in insurance markets, and future challenges such as re-regulation in the wake of the 2007-09 financial crisis and the increasing availability of generic information.

This book explores the politics behind “de-liberalization”, defined as policy reforms that constrain markets and their underlying mechanisms. By offering a comparative study on the governmental reform strategies and policy choices of Austria, Germany and Switzerland, it demonstrates that de-liberalization processes are a common reform option for governments. Utilizing a novel dataset on liberalization covering policy reform trajectories in 38 industrialized countries between 1973 and 2013, it shows that governments often draw on strategies of de-liberalization in the fields of social, welfare and labor market policy, where they can be used as compensation for the electorate in the context of liberalizing reforms. As such, the book makes an important contribution to the field of political economy by capturing the turning of the tide in scholarly and policy attention, away from liberalization and towards a re-embedding and re-regulation of economic activity.

This collection of essays covers a diverse set of topics related to household behavior and welfare. Prices play a key role in several of the essays, particularly the distributional implications of price movements, and the effects of changes in relative prices on inequality and poverty. This book shows the shift in the literature on prices from being an exclusively macro topic featuring the study of inflation and cross-country comparisons to one that is firmly rooted in micro theory-based analysis of household behavior. It also includes recent developments in the poverty measurement literature, documenting the shift from the exclusively money metric and unidimensional poverty measures to multidimensional poverty encompassing a wider view of deprivation. Largely, but not exclusively, focusing on India, the book also features global comparisons of welfare. Intra country spatial comparisons along with cross country comparisons of household behavior and welfare feature in several of the essays in this book. The book also compares the effects of selected public delivery schemes in India on the health of its children. It is a useful resource for researchers and serves as reading material for advanced graduate courses on development in India and elsewhere.

This book examines the impact of population growth and urbanization on the household registration system in China. Drawing on experiences from other countries in population management, it proposes a general framework for reforming the household registration system in China. This framework is based on the principle of "equity of rights and obligations" and includes a points system to guide implementation. The book also analyzes the economic implications of optimizing restrictions on urban household registration and the fiscal reforms associated with the reform. The practicality of the points system program is further verified.

This book is based on intense research work and consultation conducted over a long period, presents circumstances under which certain tribes in Andhra Pradesh are placed to keep on living through criminal activities. It explains why particular tribes become crime-prone and why and how they have been branded and notified as criminal tribes. It deals with the structure of the village criminal-tribe settlements and approaches the problem of tribal criminology from a structural perspective. It studies the criminal behaviour that could be related to social situations that prevail in the two ex-criminal settlements in Andhra Pradesh and examines the structure and organization of this group as well as changes that have been taking place as far as their criminal activities are concerned. The analysis in this book focuses on the sociological and anthropological circumstances under which the criminal tribes become criminals and continued to be called as criminals although most of them as a group have since stopped criminal activities.

This book provides comprehensive information about various types of gender-based violence (GBV) and abuse. GBV is a major public health and social problem that affects people, mostly women and girls, in every community, culture, and country. GBV refers to the violence or a pattern of abusive behaviours including physical aggression, sexual coercion, psychological abuse and controlling behaviours resulting in physical, sexual or psychological harm. It is associated with severe physical and psychological consequences, and can result in death.

Daniel Defoe's A Journal of the Plague Year has taken on a new relevance with the advent of the Covid-19 pandemic. Through an exploration of two chronologically distant societies in crisis, this study compares the attitudes, beliefs, and conduct of the public portrayed in the book and those in our own embattled Covid era. There are interesting similarities to note, with equivalents to the Covid-deniers and the anti-vaxxers to be found in Defoe's bleak vision of London in the 1660s as it descends into a state of chaos. JPY offers us some uncomfortable truths about human nature that resonate strongly in our own times, revealing how responding to a pandemic can bring out both the best and the worst in our character as we face up to a world where the old certainties no longer seem to apply. Pandemics expose the fault-lines in ideology, putting the social contract at risk - the question they pose is whether we can continue to rely on our current socio-political set-up or whether it requires a radical rethink. There is a pressing need for more debate on this issue, and this project is designed to make a case for that.